When you've spent four decades or more in the workforce, it's understandable to be drawn to the idea of claiming those monthly checks at 62.

Those who get Supplemental Security Income (SSI) will receive their July 2025 payment Tuesday, July 1. The Social Security Administration suggests that if you don't receive your payment on the expected date, allow three additional mailing days before contacting the agency; most arrive timely because 99% of beneficiaries are paid electronically.